Warren Buffett smiling next to a bold Chubb Ltd headline and Swiss flag, highlighting insider buys and stock price performance

Insider Buy, Buffett Stamp, Swiss Roots: Is Chubb the Coolest Name in Insurance?

Ticker: CB | $286.25 | -1.23% (as of Jun 10, 2025) ๐Ÿ”ฅย 
๐Ÿง‘๐Ÿ’ผ Insider: John W. Keogh (President & COO)
๐Ÿ’ฐ Bought: 9,810 shares @ $292.99 = $2.87 million
๐Ÿงญ Location: Switzerland (yes, Chubb is very internationally neutral) ๐Ÿ‡จ๐Ÿ‡ญ


๐Ÿง‘๐Ÿ’ผ Big-Time Insider, Big-Time Believer

When the President & COO drops nearly $3 million of his own cash on company stock, we pay attention. Thatโ€™s not a nibble โ€” thatโ€™s a confident forkful. ๐Ÿฝ๏ธ

Add to that the Warren Buffett Seal of Approvalโ„ข. Berkshire Hathaway holds 27 million shares, worth $7.7 billion, making up 3.1% of its entire portfolio. Thatโ€™s not nothing.

Oh, and 91.36% of Chubbโ€™s float is institutionally held. Translation? The big kids like it too. ๐Ÿฆ๐Ÿ’ผ

๐Ÿ”ย For full Institutional Ownership breakdown, see here.


๐Ÿงพ The Numbers Donโ€™t Lie (Except When Adjusted for CATs ๐Ÿฑ๐Ÿ”ฅ)

Q1 2025 Results:

  • ๐Ÿงพ Revenue: $12.6B in net premiums written (up 5.7%)

  • ๐Ÿ’ต Net Income: $1.33B

  • ๐Ÿ’ต Core Op. Income: $1.49B

  • ๐Ÿ’ฅ CAT Losses: $1.64B (Ouch. California wildfires = ๐Ÿ”ฅ๐Ÿ”ฅ๐Ÿ”ฅ)

  • ๐Ÿงฎ Combined Ratio: 95.7% โ†’ but 82.3% ex-CATs ๐Ÿ˜ฎ๐Ÿ’จ

  • ๐Ÿ“ˆ Investment Income: $1.67B (up 12.7%)

  • ๐Ÿฅ Life Insurance: Up 10.3% in constant currency

  • ๐Ÿ’ธ EPS: $3.68 Core

So yeahโ€ฆ when itโ€™s not literally on fire, Chubb performs like a champ.


๐ŸŒ Global Reach, Swiss Precision

Chubb isnโ€™t just your average North American insurance firm โ€” itโ€™s a Zurich-based powerhouse with real global legs.

  • ๐Ÿ‡บ๐Ÿ‡ธ North America P&C up 6.4% (adjusted)

  • ๐ŸŒŽ Overseas General up 6.5% (constant dollars)

  • ๐Ÿ’น Asia, LatAm, and Europe all clocking 5โ€“6% growth

And if the dollar drops further, expect even better numbers next quarter. ๐Ÿ’ฑโณ

๐Ÿ‘‰ Want the full picture? Dive into Chubbโ€™s financials here.


๐Ÿ“ฃ Dividend + Buyback News

๐ŸŽ‰ Dividend just hiked by 6.6% to $3.88/year โ€” 32 years of increases and counting ๐Ÿ“ˆ
๐Ÿ“ฆ New $5 billion buyback program launches July 1, 2025
๐Ÿ’ฐ Current yield: 1.3555% โ€” not juicy, but tasty enough when combined with buybacks and steady growth


๐Ÿ“Š Valuation Snapshot

  • P/E: 13.78

  • Forward P/E: 13.37

  • Price/Book: 1.77

  • EV/Revenue: 2.36

Translation: Not dirt cheap, but nowhere near overcooked. Think: medium-rare value play with growth sauce. ๐Ÿฅฉ๐Ÿ“Š


๐Ÿšจ But, Uhโ€ฆ What Could Go Wrong?

  1. ๐ŸŒฒ Wildfires are not fun.

  2. ๐ŸŒ€ CAT events (catastrophes, not kitties) can crush margins.

  3. ๐ŸŒŠ Earthquakes? Tsunamis? Still on the bingo card.

  4. ๐Ÿ‘ฝ Alien invasion? Possible.

  5. ๐Ÿค– Alien insurers? Honestly, maybe even more efficient.

Interested in another investment idea?
Check our take on UnitedHealth Group.


โœ… The Funanc1al Take

Chubb is:

  • ๐Ÿ“ˆ Growing steadily โ€” globally and across product lines

  • ๐Ÿ” Backed by institutions and insiders alike

  • ๐Ÿ’ต Shareholder-friendly to the bone

  • ๐Ÿ‡จ๐Ÿ‡ญ Operating from the land of chocolate and neutrality

Itโ€™s not a screaming bargain, but it might just be one of the safest growth-y insurance bets out there. Weโ€™d love to initiate or add on a dip โ€” or even hold steady at this price if you're playing the long game.


๐Ÿงƒ Disclaimer Time:

Weโ€™re not Warren Buffett.
We donโ€™t know Warren Buffett.
Weโ€™ve never shared fondue in Zurich with Warren Buffett.
This is not financial advice.
This is Funanc1al. ๐Ÿ๐Ÿ“‰โœจ


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