
Insider Buy, Buffett Stamp, Swiss Roots: Is Chubb the Coolest Name in Insurance?
Ticker: CB | $286.25 | -1.23% (as of Jun 10, 2025) ๐ฅย
๐ง๐ผ Insider: John W. Keogh (President & COO)
๐ฐ Bought: 9,810 shares @ $292.99 = $2.87 million
๐งญ Location: Switzerland (yes, Chubb is very internationally neutral) ๐จ๐ญ
๐ง๐ผ Big-Time Insider, Big-Time Believer
When the President & COO drops nearly $3 million of his own cash on company stock, we pay attention. Thatโs not a nibble โ thatโs a confident forkful. ๐ฝ๏ธ
Add to that the Warren Buffett Seal of Approvalโข. Berkshire Hathaway holds 27 million shares, worth $7.7 billion, making up 3.1% of its entire portfolio. Thatโs not nothing.
Oh, and 91.36% of Chubbโs float is institutionally held. Translation? The big kids like it too. ๐ฆ๐ผ
๐ย For full Institutional Ownership breakdown, see here.
๐งพ The Numbers Donโt Lie (Except When Adjusted for CATs ๐ฑ๐ฅ)
Q1 2025 Results:
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๐งพ Revenue: $12.6B in net premiums written (up 5.7%)
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๐ต Net Income: $1.33B
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๐ต Core Op. Income: $1.49B
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๐ฅ CAT Losses: $1.64B (Ouch. California wildfires = ๐ฅ๐ฅ๐ฅ)
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๐งฎ Combined Ratio: 95.7% โ but 82.3% ex-CATs ๐ฎ๐จ
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๐ Investment Income: $1.67B (up 12.7%)
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๐ฅ Life Insurance: Up 10.3% in constant currency
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๐ธ EPS: $3.68 Core
So yeahโฆ when itโs not literally on fire, Chubb performs like a champ.
๐ Global Reach, Swiss Precision
Chubb isnโt just your average North American insurance firm โ itโs a Zurich-based powerhouse with real global legs.
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๐บ๐ธ North America P&C up 6.4% (adjusted)
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๐ Overseas General up 6.5% (constant dollars)
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๐น Asia, LatAm, and Europe all clocking 5โ6% growth
And if the dollar drops further, expect even better numbers next quarter. ๐ฑโณ
๐ Want the full picture? Dive into Chubbโs financials here.
๐ฃ Dividend + Buyback News
๐ Dividend just hiked by 6.6% to $3.88/year โ 32 years of increases and counting ๐
๐ฆ New $5 billion buyback program launches July 1, 2025
๐ฐ Current yield: 1.3555% โ not juicy, but tasty enough when combined with buybacks and steady growth
๐ Valuation Snapshot
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P/E: 13.78
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Forward P/E: 13.37
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Price/Book: 1.77
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EV/Revenue: 2.36
Translation: Not dirt cheap, but nowhere near overcooked. Think: medium-rare value play with growth sauce. ๐ฅฉ๐
๐จ But, Uhโฆ What Could Go Wrong?
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๐ฒ Wildfires are not fun.
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๐ CAT events (catastrophes, not kitties) can crush margins.
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๐ Earthquakes? Tsunamis? Still on the bingo card.
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๐ฝ Alien invasion? Possible.
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๐ค Alien insurers? Honestly, maybe even more efficient.
Interested in another investment idea?
Check our take on UnitedHealth Group.
โ The Funanc1al Take
Chubb is:
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๐ Growing steadily โ globally and across product lines
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๐ Backed by institutions and insiders alike
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๐ต Shareholder-friendly to the bone
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๐จ๐ญ Operating from the land of chocolate and neutrality
Itโs not a screaming bargain, but it might just be one of the safest growth-y insurance bets out there. Weโd love to initiate or add on a dip โ or even hold steady at this price if you're playing the long game.
๐ง Disclaimer Time:
Weโre not Warren Buffett.
We donโt know Warren Buffett.
Weโve never shared fondue in Zurich with Warren Buffett.
This is not financial advice.
This is Funanc1al. ๐๐โจ
๐งญ Want More Like This?
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