Tags: Apple, BNPL, buy now pay later, CarpeDiem, contrarian investing, digital banking, DigitalBanking, featured-insiders, featured-ipos, featured-overseas, Fintech, fintech investing, fintech stocks, FUNanc1al, FunStock Index, growth stocks, hub-insiders, hub-ipos, hub-overseas, insider buying, insider purchases, InsiderBuying, institutional ownership, J.P. Morgan Payments, KLAR, KLAR stock, Klarna, Klarna Card, Klarna Memberships, Klarna stock, Klarna stock analysis, payments stocks, Sebastian Siemiatkowski, SebastianSiemiatkowski, short interest, stock valuation, TMD, transaction margin dollars, value stocks, ValueInvesting